That total cost can end up higher than just getting cheap internet. 

The good thing about the internet is it's got everything in it.

well instead of checking with folks on the internet why don't you call your state agency that controls lending and ask them what are the rules.. every state is different just because some one is doing it in antoher state makes no matter if its not legal in your state..

I took the gamble that possible mold remediation in the basement and structural deficiences wouldn't be a greater than $75k issue. 

I wouldn't worry about artificial goals set by the internet, just focus on what reasonable for you. 

Your conducting business everytime you sign your name on anything......It all started with Wikipedia....Schools are fighting the internet disrupting their market share on education.

I can only assume its located in a rapidly appreciating market where investors are willing to suck it up for a couple of years and let price appreciation do the hard work for them (always a risky gamble in any market).

Or should I just search the internet and do it that way. 

I don't claim to be a lawyer & don't play one on the internet, but there may be a need to notify for it to be valid, but that could just be for creditors.

Firefox, Internet Explorer and Google Chrome... nothing works properly.