For those managing active income streams—like wholesaling, flipping, or even running a real estate business—filing as an S-Corp can significantly reduce self-employment taxes.

Were incomes and employment verified?  

I'm unsure what the right path is, but I've been reading about investing in owner-occupied, multi-family properties.

there just really isn't 'cash flow' on LTRs anywhere right now. and i read your other post, and it sounds like your STRs are doing great. 

Regards,HectorHector,you'll get some value out of reading The Ultimate Guide to Grading Cleveland Neighborhoods.

Ive read that you must occupy the home at least 1 year before you can rent it out as an investment. 

.), spending time with my family, and always continuing to better myself whether that be reading books, being outdoors and exercising, networking, and/or sharpening my skills for my trade.I started my real estate journey in 2021 after a software business I was a partner in had a bad partnership breakup that saw me lose everything (financially). 

Try to look for well-located properties near employment centers.

Listening to podcasts and reading quite a few books.

If you go through RTR, I would ask to see the employment and rental history of potential tenants so you can weigh in.