I'm waiting to get her discharge the morning.

I have my reservations about whether this is even dischargeable in bankruptcy based on the facts presented.

As a landlord this is not great but- remember- if they hang around and rack up a few months of rent, that debt may not be discharged in the bankruptcy and you might be able to collect on them!

This information is available free of charge on the internet at the following sites:Sex Offenders: www.txdps.state.tx.usSan Antonio Area Crime Stats:http://www.neighborhoodscout.com/tx/san-antonio/crime/REASONS FOR DENIAL OF APPLICATIONSIf you failed to give proper notice when vacating a property.If previous landlord(s) would be unwilling to rent to you again for reasons pertaining to your behavior or that of any family member, guest (welcome or not), your pets, or any animal on the property during your tenancy.If you have had three or more late payments of rent within the last 12 months.If you have an unpaid collection filed against you by a Property Management Company.If an unlawful detainer action or eviction has occurred within the past five (5) years.If you have recently received 3-day notice to vacate.If you have had two (2) or more NSF checks within the last 12 monthsIf you have filed for bankruptcy or foreclosure within the past 24 months we may deny your application.Any bankruptcy must have been discharged at least one year previous to the date of your application.If you have allowed any person(s), not on the lease, to reside on the premises.If we are unable to verify your information, we must deny the application.No Businesses may be operated from the property.

I think it's weird this program recommended this person as a great riskMedical debts can be more forgive-able, but my problem with this tenant is that they could still file bankruptcy and include any debt to you in that BK.Personally, I'd rather take a freshly discharged Chapter 7 BK over someone with a couple of 25K bad debts. 

For instance, everything else is good, but there is a discharged Chapter 7. 

Discharging a weapon in a home.  

Once you get to three years beyond final discharge, you should be good to go.

Cons: A bankruptcy "less than a year old" (I'm not sure if that's since filing or since discharge), no recent rental history because he was a homeowner, a new wife from his native country joining him soon with her child, and a poor financial condition reportedly from an ex-wife who ran off with the money.Pros: A seemingly stable but not particularly lucrative corporate job, apparent sincerity about starting a new life, and willingness to put down $10,000 on a one-year lease for $1,550 a month.

In evaluating non-performing 2nd liens for purchase, recently I have seen two Chapter 13 bankruptcies discharged in only 2 years.