Welcome to the community and be ready for a huge amount of information at your finger tips.

We're wondering about various what-if's though, such as what if the people tear up the place, what if we don't want to rent to someone in particular due to references or credit or pets, etc.

I just want to make it work as renting the house will allow me to still save some money.Anyone have similar experience or any tips would be greatly appreciated.

Welcome to the community and be ready for a huge amount of information at your finger tips.

I don't accept credit card payments for this very reason.

We have some credit card debt we are hyper focused on paying down , and 34K in my student loans (not touching currently due to SAVE plan with the zero percent interest).

If your rate is low on the 5 unit, I might consider the possibility of a line of credit for my equity instead of an entire new mortgage.  

Hi Elwin, first off let me say that I give you a lot of credit for investing again. 

I would love tips on how to use this service effectively to identify the best properties that meet my criteria. 

Also remember just because a loan may qualify as being assumable the lender will go through a thorough underwriting process to confirm you meet eligibility for the loan.I have seen a guru teaching people with poor credit to go after these types of loans and it’s unfortunate as many would most likely not qualify.