It’s 100% bonus depreciation for properties placed into service in 2017-2022, 80% in 2023, 60% in 2024, 40% in 2025, 20% in 2026 and completely phased out in 2027.

To make it simple…the investor is trying to buy your property Sub2 and needs you to refinance it into a long-term loan First.The investor does not have to ask the bank’s permission.

Quote from @Alex Messner: Hello,My wife and I are looking into buying our first home with hopes to eventually accrue multiple properties for renting. 

I’d recommend connecting with local property managers and agents as soon as possible—agents can help you identify deals that fit your BRRRR criteria, and property managers can give insight into rental demand and market rents.

MTRs fall into the standard long term rental( 30 day +) category and will follow those regulations set for Long term rentals.

Both markets are great and worth diving into!

That's why these screening processes exist, if anything ever comes up like this and you get that red flag, and not everything aligns, if you're getting those red flags this early on, imagine what will happen when they are Planted into the home?

Have you looked into shifting to an STR or MTR (depending on your location)?

This would end up getting you some tax benefits and extra cash flow that could help you leverage that into another property...maybe a 1031 exchange.

You could make this work ST, MT or LT, depending on how you approach it - the key with unique grounds is owner-provided upkeep and service built into the listing and what permits allow.