If you could direct me by zip code within Rochester, NY.Many thanks in advance

Infact 29 offers may be more than they get for an entire zip code. 

If you could direct me by zip code within Rochester, NY.Many thanks in advance

In fact, in my pre-licensing course in Mass, the instructor said that if we were ever in a setting with other agents, like a gathering at a bar, and someone said something like "you know, we should all agree to a minimum of Z%" that we were to loudly and publicly excuse ourselves.Business brokering is so much more fun - and we charge a lot more commission too!

@Dave Rav - I agree with the others that there is no really good way to estimate insurance costs, but I've found some consistency within a particular market/zip code if the rebuild costs and deductibles are the same.

Draining in a bathtub is not code compliant.

St Pete, Gulfport and Pinellas Park - though they are neighboring are separate cities with differing zoning codes. 

Can obviously mitigate access to the property by disabling the code if using a smart lock, but other than that, are there any advantages/disadvantages that you've seen?

At worst, and I guarantee MOST fit this group, you get pitched because you just said code for "hi, I'm a paycheck, come and sell me".......If you have 0 focus or intelligent direction for your $$$$, do the smart thing, hire a professional who does and does this as a service. 

Small, easy to get around, beach bars, and affordable condos are still accessible (though I worry for how long and if it will end up over developed eventually).