It was mentioned by my insurance agent in the past.  

You mentioned about UC.

Being from Chicago, I'd tend to agree with you @Craig Jones those areas of Wisconson and & Michigan are driveable from a lot of those metro areas you mentioned, but I think the toughest part of any northern short term rental is the seasonaility. 

And like @Erik Estrada mentioned, majority of HML's won't lend in second position.

If you have one abuser, it won't affect everyone else systems.One thing not mentioned that could possible be a concern is were they are placed. ie. are they all positioned well for inspection and/or replacement if need be?

Name and shame (of course with the verification measures you mentioned).

.), and know how to put together a deal.As @Michael K Gallagher mentioned, you'd want to clarify whether or not your agent is also representing the seller.

My guy said the mold needs to be heated or sealed in, hence the shellac you mentioned.

In one of your posts you mentioned the landlord.

A non performing asset that for reasons mentioned before and a payment for a property that was recently torn down.