That means they don't have the financial means to afford your rental and are highly likely to default on the rent payment.I recommend you watch them like a hawk and start figuring out how to handle late payments, non-payment, and eviction immediately.

So, NYC, Newark, Jersey City, Philadelphia, New Haven, Hartford, etc. are all having issues with crime and affordability. 

A few things you may want to check are growing population, infrastructure development, growing job market, affordable property prices, and rental income. 

You can't afford to buy a good MTR property.

Maybe some affordable housing complexes. 

Just curious why it takes the whole tribe to afford one rent payment.

I'm assuming based on my budget, that totally rules out being able to afford a single-family home?

We have a preferred lender who studied the past election years and noticed the effect, but due to the pandemic and the normalizing of our market, can we expect there to be a surge come Jan 1 with the election being over and interest rates stepping down to affordable rates? 

Vegas is not a great market for apartments, at least not affordable small multifamily.

Get your finances in order and talk to a lender so you know what you can afford before thinking about location.