Only thing I would add here is to take a birds eye view of the area and try to decide if it will gentrify in your favor so the property appreciates at a higher rate than other areas.

I’ve seen countless stories of families choosing between groceries and rent, or parents juggling eviction notices while trying to shield their children from the stress.

Try to more research on properties you could at least get to.  

@Kathy Fettke Im certainly not trying to pick a fight or malign RWN.

You might want to try tools like Stessa or Buildium for tracking, or even a simple spreadsheet to get started.

You can try and fight it but does not mean you will be successfulI would also be curious to see what your property insurance looks likeFor me this is just another example that home prices are gonna eventually have to soften as between taxes, insurance and Interest rates home affordability is very challenging

Quote from @Lorraine Hadden: I have client who are try to wait for interest rates to come down rather than buying what they can afford for the best rate and hold.

Try looking for lower priced mobile homes on private property that need to be moved. 

Try driving for dollars.

I think the borrower is better off trying a local bank or broker in that area.