Ultimately it was the customer service and poor quality of my post cards that caused me to leave.

This isn't just high risk your talking about Zach, your talking about compounded high risk. 

Talk to a tax advisor that you trust or know someone personally that has high trust with them.  

A DSCR loan is going to require more down, have high fees at closing, a higher interest rate, a pre-payment penalty, and will require you to have cash reserves that you likely don't have at the moment.

Tenants in Brooklyn tend to stay a minimum of 4-5 years in NYC due to high costs of moving.  

.• Adverse Features: Do any of the comps have issues not considered in the appraisal, such as proximity to a high-traffic road, sewer plant, or power lines?

DSCR loans go up to 80% of the purchase price and depending on the Debt Service Coverage Ratio and your credit score you can expect rates on a 30 yr loan ranging from High 6%- Mid 8%. 

- Highly unlikely you'll be able to get separate water meters installed and submeter system probably too expensive for this few of units. - So, that leaves electric & gas.

The high end rental properties can be a different animal than your run of the mill $2,500 month rental both in terms of upkeep and demand.

Cost per lead (CPL) is crucial—it shows how much you're paying to get a potential seller or buyer’s info, and you want this as low as possible without sacrificing quality.