It may be that they are underwriting the property at a significantly different valuation than what you are using or that they feel that you or the deal is excessively risky.

Feel free to shoot me a DM if I can be helpful.

Feel free to link up .

I'm getting up there in age and feel like I'm getting a late start, so I'm looking to avoid any unnecessary steps along the way.

just cold call expired , its hard work makes you feel annoying as hell and its more like gambling with your time but its straight to the money. and all the best agents are listing agents anyways . focus on taking listings

Feel free to ask if you’d like more tips on what to look for in a PM. 

It seems like a good idea, but I feel like I am missing something here.

Then, over time, probably a few months, start to determine who you would feel comfortable doing a deal with.

The market here offers a lot of potential.I highly recommend making a trip here to get a feel for the different neighborhoods and understand where the best opportunities lie.

Keep in mind, though, that each lender has their own criteria for how much future potential they’ll factor in, so it might come down to some skillful negotiation and presenting detailed projections that don’t feel like puffery.Just be careful not to come off as overly speculative…lenders tendd to shy away from what sounds too good to be true.Anyway, I’m curious.. have you spotted any other investors in Gainesville facing a similar refinance puzzle and what kind of terms were they able to secure?