A buyer will either discount the price because of the assumable debt, or you hold out for a good valuation that more than offsets the yield maintenance (which may or may not be realistic).

And that doesn’t include if the borrower disputes the debt or fights the foreclosure.

So... is it a good idea to use the IRA money to pay debt? or

Here´s the breakdown of my cards:AMEX - $19,135 (I have an installment plan, at 7.99% APR, they won't close my account when I pay off the card) (credit line 22K)VISA WellsFargo - $6,865 at 21.99% APR (credit line $7,350)DISCOVER - $3.369 at 11.99% APR (credit line 7k)CHASE Freedom - $5,003 at 22.99% APR (credit line $5,500)I have no more savings.About my income: I pay myself around 3K a month and I get a 20% commission on every transaction when helping my boyfriend representing sellers and buyers.I'm so compromised with this, that I just sold my car (I had a loan for 19k and got 20.5K for it) I know I can deal without a car right now and I want to lower down my monthly expenses to see where else I can put my money.So... is it a good idea to use the IRA money to pay debt? or

Here´s the breakdown of my cards:AMEX - $19,135 (I have an installment plan, at 7.99% APR, they won't close my account when I pay off the card) (credit line 22K)VISA WellsFargo - $6,865 at 21.99% APR (credit line $7,350)DISCOVER - $3.369 at 11.99% APR (credit line 7k)CHASE Freedom - $5,003 at 22.99% APR (credit line $5,500)I have no more savings.About my income: I pay myself around 3K a month and I get a 20% commission on every transaction when helping my boyfriend representing sellers and buyers.I'm so compromised with this, that I just sold my car (I had a loan for 19k and got 20.5K for it) I know I can deal without a car right now and I want to lower down my monthly expenses to see where else I can put my money.So... is it a good idea to use the IRA money to pay debt? or

That means never using debt or private lending for real estate.

Here are the related rules:property received should be at least as valuable as the property soldthe value of any debt paid off during sale should be replaced, but that can be replaced with new debt or outside cashthe intent for both properties should be for long-term business or investment use@Alecia Loveless is the property you need to purchase with all-cash going to be used for investment as well?

There may be some other reason they think they need that much money like to pay off a debt or reach some goal. 

Who filed the Motion to Void the Mortgage, the trustee or the debtor?

That said it could mean they obtained thru other means than thru owner of property and there is existing debt or claim property they are aware of.