C is blue collar areas where they are a decent amount of homeowners living there and people giving a damn and cut there grass.  1 thing newbies like to think is D is ideal for section 8. 

And what I find out is there is no context to them folks dont take the time to explain what they want.. also on the form i get from BP it cuts off the e mail address if its a long one so I cant even e mail them back..

Again as @Michael Plaks mentioned this is not a political forum, there is a chance if the Republicans win there could be a tax cuts and jobs act 2.

Is it so bad/risky to look beyond the interest rates in and of themselves and to try to cut down on the overall interest owed over the lifetime of the loan/line in this way? 

I don’t know if Patrick was completely duped by Robert as well, but I do know that when I make inquiries, Patrick directs me straight to REM and doesn’t address the issues himself.Patrick seems to be a very intelligent guy and, honestly, I still occasionally listen to his educational content, but I will never invest with him again. is he licensed series 7 so he can legally take fees or was he a principal or employee so he could legally take fees ? 

I'd suggest you sit down and go through your monthly expenses and see where you are spending your money and if anything can be cut. 

I'm new to the private lending space and am trying to get my bearings straight before talking to a legal experts. 

Luckily for us, he was out the door as fast as he walked through it.See post above if the attorney for this other poster is correct this is straight out fraud and criminal..  

I’d recommend the straight up Chicago investor podcast, tax free wealth, and amanda Han’s tax books if you want to read more about it. 

That's how I started and the only regret I have was not doing 1-2 more primary houses before going straight into investment properties.