@Jin ZhangI would only measure pros and cons against a goal.

In any case, lender requirements or reluctance is not the same thing as a title defect so your best bet is probably to go through whatever channels encumber the title to prevent sale to another or arbitration, unless you want to pay cash. 

I see that I wasn't clear in my description of our current situation and our goals. 

After a couple of years of treading the path to frugality to build this financial runway, I've networked with the greatest people who made this all happen, of course, it took the strength, determination, time, etc to place myself where I am today but, without the mentorship of my two great mentors whom I wish used BiggerPockets so I can mention, I don't believe I would have made it thus far relying on some whimsical dream that this will all pan out accordingly, thank you for everything Greg and Lashawn.In addition, I would like to thank Bigger Pockets for connecting me with the greatest realtor @Stephen Schmitt Who took my dreams and aspirations to the core when we first connected and spoke about my future goals to replace my W2 job for financial freedom. within three months of me deciding to pull the trigger and get pre-approved, we found this killer cash-cow that apprised over purchase price!!! 

Our goal is to keep your maintenance costs low to keep your return on investment high. 

Ultimately, it’s about finding an arrangement that aligns with your goals without compromising your ability to discover the best deals.

However, for the last 5 years, we almost never went into an acquisition/disposition with that strategy as the goal.

EVEN THOUGH EVERYTHING WENT WRONG THIS YEAR IM STILL OPTIMISTIC MY CONFIDENCE ISNT WAVERED AND IM MORE DETERMINED TO REACH MY REAL ESTATE GOALS I SAY THIS TO SAY NEVER GIVE UP !!!

The goal here is to align with investors and educate them about the benefits of long-term strategies.

Once you're ready, create a goal (e.g., "I will buy at least one single-family home, duplex, triplex, or fourplex before the end of 2019") and then do it.