But STR has restrictions here (2 bedrooms in Raleigh) (hence the hybrid option) and there is often diminishing returns when it comes to price versus number of rooms in our market in the locations I focus on. 3 bedroom numbers often are stronger and more attainable price wise than 5 in core Raleigh.

So your only option would be a single family not in a HOA.

I can run some numbers and share some options on the financing side if you like.

With fluctuating interest rates, tighter lending criteria, and increased competition for properties, securing the right financing has become a key factor in closing deals and maximizing ROI.Are you exploring creative options like BRRRR, partnerships, or seller financing?

I also want to combine it to one $150k  30 year fixed loan instead of having two separate  $100k and $50k loans what options do I have can anyone help.I don't want to use my own money.

It's best to reach out to multiple lenders to explore your options.

There's pro and cons to both markets, but in the NE you would also have the option to do MTR in the off season.

@Ana Maria A Self-Directed Roth Solo 401(k) is a great option for real estate investing if you're looking for tax-free growth and withdrawals in retirement.

Plus, compared to other parts of Florida, the Panhandle is still relatively affordable, making it a great option for first-time investors or those looking to diversify their portfolio.Another huge perk is Florida’s no state income tax and landlord-friendly laws, which make it easier to manage and profit from rental properties.

Properties below this threshold present additional risks and more limited borrowing options.7.