With that said, each unit has three sets of bed sheets. 

The sales rep was saying they guarantee three deals in 90 days or they work for free and not sure if they stand by their word.Thanks  

The best bet is to find an insurance BROKER (keyword) and have them search around for the best rate to see if they can beat any of the three I named. 

You could live in one bedroom and rent out the other three for $1,250 a month.

Hi Bigger Pockets,I just bought a three family house in providence rhode island.

The house sold as a three bedroom at I believe was $18,000 dollars more than it was originally listed for.

I live in and own three properties in Broward county; SF and duplexes (STR). 

I received 1.5% annual return for three months and now they paused distributions.

However, after reflection, I realized I was becoming too emotionally attached to my first investment after a 15-year break and faced challenges finding reliable contractors.Update (5/17/23):After three failed contractor attempts, I finally secured a reliable one.

My plan is to househack by staying in one unit and rest out other three.