The easy answer is the smart buyers aren't. 

The insurance company will send you copy of the tenant declaration page proving coverage, and they will notify you if the tenant ever cancels the policy or allows it to lapse.HOW TO SHARE UTILITIES 101You have a property with two or more units and the utility meters are shared.

Another alternative would be to buy the property yourself, keep the mortgage in your name but have your daughter on the title.

It's one of the last few "affordable" areas near downtown Denver.Are you buying as a primary residence, looking to house-hack with the studio out back? 

What you can require legally changes depending on your location. - If you make the above clear in the listing, you will immediately get fewer applicants.

You're likely best off wholesaling the property and using those funds to invest in the deal or invest in something else.

Are there tenants looking for mobile homes to rent, and what are the going rates?

So I chose Proverbs 3:9 LLC: "Honor the Lord with your wealth, with the firstfruits of all your crops."

However, I absolutely love the interface.

This should be able to help out your DTI assuming 75% of the market rents can fully cover the monthly debt.