Hi AnnaTwo books that you may want to add for your library:1.Short -term rental long -term wealth by Avery Carl2.

Knowingly buying into the red just because of financing terms is a very unhealthy way to invest.

b) How do they (Cali Govt) deal with the damage, both in terms of who gets the blame and also where do they get the money?

An example might be a commercial tenant with 50% of the space in a building sends an after-letter notice that it now plans to vacate at the end of its lease term in 6 months.

Listing your property there ensures visibility.Build Relationships: When agents reach out, respond quickly, highlight your property’s amenities, and showcase your flexibility to meet displaced families’ needs.Highlight Insurance-Friendly Features: Emphasize features like flexible lease terms, utilities included, and a fully furnished setup to attract insurance placements.This approach has helped me successfully market to insurance companies.

What terms are they proposing?  

So if you are looking to hold long term, you must take that into consideration.

Prepayment penalties- usually 1-5 year terms.

Find out what financial problem you are trying to solve in the short term until your able to get to more "long term" problems that real estate helps with 

So population decline either with Celestial deportation or with a more southerly route may not be good long term for housing market?