They may cost approximately 10% of your rental income per month, but may be worth it when you are residing out of state. 

They’re less restrictive since they don’t rely on personal income or DTI, making them a great fit for BRRRR.

I’ve bought my primary with various Schedule C income and refinanced a primary with lots of schedule c and a number of properties (mostly owned in LLCs but reported on my personal return).

Their income comes from buying, selling, and holding real estate over the long term. 

It depends on non-SEC 8 market rents for similar properties, the utility estimate for your property, and the tenant's income.

You would just be using the property's income to qualify.

We have done all kinds of deals on our own ranging from buying, selling, flips, BRRRRs, and now are also invested in commercial properties along with our SFR portfolio.After retiring from the Navy last summer (2023) and working in a corporate office for 18 months, I have made the leap to working for REI Nation, the country's premier turnkey investment property company.

That's not a trivial amount of money, but it won't leave you on the streets when you're retirement age.You got this!

It took me 11 years, 25 properties and 76 doors to replace my income but when I bought my first larger commercial deal, it replaced my wife's income in one year. 

More on how DSCR programs work below:DSCR loans won't use your income to underwrite the loan.