There are some home loan options that require as little as 3.5% or even 0% down.

It likely would require something grossly negligent with huge consequences to have a chance to go beyond my coverage and we are not that negligent. 

My issues with RentRedi have not risen to the level requiring immediate action. 

It's definitely possible to get a loan as a foreigner but the rates will be high(er) and the downpayment required will be as well.

So, we require a nonrefundable Retainer Fee for 90 days of our time to find a rental property.

This included some landmark deals including Rockefeller Center’s $3.5B loan and Miami Beach’s Fontainebleau $1.2B refinancingAlternative lenders filling traditional banking gaps with short-term solutions which has already begun a cycle of consolidation that will likely continue and accelerate in 2025The Office Sector Divide:CBD property values are down 50.7% from 2021 peaksClass A office properties seem to be in their own vacuum of prosperity with trophy properties commanding premium rents ($100+ PSF nationally, up to $247 in top markets) with strong occupancyHybrid work continues impacting older building valuations which have not faired as well, but this may begin to rebalance as more companies are instituting mandates to return to physical officesChallenges & Opportunities:$1 trillion in loans maturing by 2026Interest rates up from 3.5% (2021) to 6.74% (2024)Experts such as AEW’s Michael Acton and Blackstone’s Nadeem Meghji see the best entry point in the last 15–20 years and we agreeMarket Outlook:Current market conditions present unique opportunities, with inflation-adjusted prices at historic lows and yields at decade highs.

Quote from @Abhijit Roy choudhury: Financial Crime enforcement Network, requires reporting of Beneficial Ownership Information filing by 01/01/2025.Does this apply to us, Rental LLC owners.

As for income verification, I require the applicants two most recent paystubs and if self employed I need their most recent tax return.

How is physical occupancy?  

A higher LTV generally requires a higher DSCR ratio such as 1.25 instead of 1.