Glad to be part of an on-line real estate group. Looking forward to working with you toward meeting your our business goals.

@Teahjsia Frazier - If you're targeting a BRRRR for your next deal I would consider using a combination of your money, private money (friends and family), as well as hard money for the purchase and rehab.

If that's the case, then your next best bet is really concentrate on your studies.

In hidden vaults beyond the veil,I guide investments without fail.With freedom to direct the way,My wealth grows stronger by the day.A private path few mortals see,What tool do I employ for me?"

Leverage private lenders and seller financing to avoid draining cash reserves.

TIAErich your best bet would be to amortize it over thirty with a 5 year balloon. the issue with private lenders  vs. banks is private lenders use their money to lend and many times it may not keep up with inflation - so lending for that long does not make sense.

There are two idea I’m batting around in my head right now to get started on my REI journey – I can do it purely on the investing side and become a private lender or a source of hard money loans to builders/developers (maybe that looks like funding a construction loan collecting interest payments while buying time to better understand the dynamics and build relationships) or I can JV/partner with a builder and get equity (upside on a flip/sale) which would be more hands on.Curious what ya’ll input, what you think is the best route for me to dip my toes into REI given my aforementioned situation and current market.

What I also enjoy is when people put out articles with contradicting view points and in six months or a year point to the - "see how correct i was", well yeah you placed bets on both red, black and green so you were going to be correct because you bet on all options.

This is a cozy, private guest suite tucked right inside our home.

Yes, I am a private money lender.