Please clarify, how many lenders we have "signed up" and how much they "pay" for "leads".

They’re like mini-dictatorships; even after you pay them off, HOA fees keep piling up, and it starts feeling like a timeshare.Miami, while beautiful, isn’t known for cash flow unless you have deep pockets to buy beachfront properties and can afford to take losses while waiting for long-term appreciation.

Separate issue is only 13% of CA homeowners pay for earthquake insurance because it's so expensive and the deductible can be really high.What are your re-building costs in your area?

Am I ok with this plan to ride up the appreciation, mortgage pay down and rising rents?

My client would have been willing to pay up to the whole listed price because the property will be worth ~$525k ARV. 

Use a quitclaim or warranty deed to transfer the title, and be prepared to pay Chicago’s transfer tax, calculated at $7.50 per $1,000 of the property’s fair market value.

Combined that can cost $50k+ which they may not want to pay nor their is the possibility they would not they pass the DD report.Nothing wrong with raising money in this fashion (FB or online ads), many do it and are great sponsors. 

You may want to pay an appraiser to determine the value at the time of inheritence.

You don't need to pay anyone to learn.

Or paying off my debt, while I provide them with a nice house to live in instead of an apartment.