Have participated (currently still involved in them) in two real estate syndications.I'm originally from San Francisco and ran into that same issue back in 2021.

You'd be leaving the original home intact and that shouldn't affect the terms of your loan. 

Loan is NOT in our name but in the name of the original borrowers. 

Originally posted by @Nicholas L.

Hello all legal experts,If someone owns multiple real estate properties and each of those properties are in their own LLCs, then ownership by children or another family member is the question.If original owner passes away, then their children may not be able to operate them. 

You are correct that you still have the original 50k as depreciation recapture. 

20% down720 credit1:1 ratio7.875% no points$1800 lender fees3 year PPP in states where allowed but we can originate in all 50 statesFully delegated.  

I live in the Beaufort County area of South Carolina but am originally from New York City.

Any guidance would be greatly appreciated as I work toward my investment goals.Here's my original posting: Requesting Investment Strategy Advice for a Real Estate Newbie (biggerpockets.com)

Repairs generally include work that maintains the property in its original, operating condition without significantly enhancing its value.