The other factor to consider is less tangible, but comes with mental security.  

Yes, I have supported her emotionally, financially, and mentally, but that’s doesn’t entitle me to 50% of what she’s built.

My challenge is that the equity is siloed in a high number of properties which complicates our ability to draw against it and leverage that for operational and investment purposes.Do you all know of banks willing to work with investors and able to underwrite at the portfolio level, rather than having to apply for and open HELOCs on a per-property basis?

Challenges?

A good broker remains transparent throughout the process, providing regular updates on loan applications, lender responses, and any emerging challenges.

Challenges?

It is a tough buy and hole RE market everywhere but markets like San Francisco are particularly challenging in the short term due to the poor cash flow (negative cash flow).  

A free property is great... but if you find a deal good enough to BRRR (which can prove challenging) take that profit and invest it into a revenue generating activity.

Labor shortages have hit that industry just like everything else, so finding reliable, trustworthy, quality cleaners is a challenge everyone is facing.

It's challenging to distinguish between genuine advice and potential scams in the vast sea of information available online.