They'll tell you 80%, but then later in the process, do a 5% haircut. 5-10 properties are more risky than 1-4 or 10+ because there are fewer buyers and these properties use residential DSCR ratio instead of commercial.

We work with a few lenders that can do a 2nd position but only go to 65% ltv.

What is the service life on this piece of equipment.If it has capacitors the service life could be 10 years, or they may have a service life of more than that, but they don't live forever (what about repairs?).

I was looking into bank stamens loans as well but I'm not sure if that would be the best option for us currently.

Quote from @Dalton Dillon: Thanks for your response @Joe Villeneuve Possibly my question could be more specific but maybe instead of a response like that, you could ask questions to help narrow down an answer?

Real estate investing can be highly rewarding, but effective management is key to maximizing returns.

But at the same time I can get access to my money the moment I need it for purchase of property.

We did consider/evaluate that option, and have done multiple flips, but at those points have been under contract since New Year's Eve and carrying costs for another 2-3 months without a guaranteed sale is not the risk we want to assume.

Unless you still want to buy the property, the seller is in breech for not closing because you are full ready to close but they haven't or refused to sign anything.In NC if the seller breaches, the buyer can sue for specific performance.

The larger home builders will have a few presolds but then sell as they go.