Hi Samuel,When considering how to pay off a loan faster, both methods you've mentioned—making a large principal payment at the end of each year versus bi-weekly payments—can be effective, but they operate differently.Large Principal Payments: Making a large payment once a year can significantly reduce your principal, leading to lower interest costs over the life of the loan.

I would not want to run a business and lose money every month.You have to sit down with a business/life coach and figure out what you want real estate to accomplish, how is it going to fitinot your life.

These little to no document products are not common at all.I wish they were, that would make my life doing cash out refinances a whole lot easier. 

We are very excited for the next chapter in life down here. 

My goal is 1) to help you build the case (and financial model) for shared homeownership using real-life examples and 2) to get feedback from folks outside my network on the process i've created.

To land another FhA without refinancing, the 100mi distance is going to be the main requirement OR underwriters want to see a major life change (having kids so you need a bigger unit is the most common scenario).

It's simpler than REOs or Sheriff Sales, and you already know how to do it.

For some context I'm hoping to invest immediately when I begin working (1 year from now), and am alright with moving whenever there is a better opportunity for my job/RE investing.Can always count on the BP community to give great advice, so I'm looking forward to everyone's perspectives on a slightly large life decision of mine!

I've lived in the Quad Cities most of my life.

You might have to sacrifice your plan right now but have an agreed exit strategy to get you out of it in a year or two.Moving forward, be very careful who you partner with and where they are at in life.