Whatever word salad you wanna use doesn't change that.As for the govt teaching you how to do Sub2 deals, I dunno what you're referring to.

page=1&utm_source=Iterable&utm_medium=email&utm_campaign=Transactional:%20topic_notification&utm_content=Transactional#p5535505https://www.biggerpockets.com/users/ZacharyCole/references

Hi, I had a painter who seems inexperienced who painted my house( referred by one other good handyman who gave up after taking half advance saying he got big projects cannot do these small jobs).

Depends on your contingencies expressed in the contract and their expiration dates.If you inspection contingency expired first, then the appraisal-financing contingency, and you defaulted, the seller is correct.If the appraisal- financing contingency expired first, before your inspection contingency, and you made the seller aware before expiration, and an addendum wasn't completed to extend the financing contingency period due to the challenging of the appraisal, you are correct.If they both expired at the same time, the seller is correct - in reference to you defaulting.You all probably should have done a formal termination of the AOS once the financing contingency failed.

Your notes of 3:30-7:00 and 7:00-10:00 seem like reference to how long you have to speak on the topic, and while its great for production purposes, it really isnt necessary to include in a post on a message board.

Then you allocate those things out and estimate the hours to be spent on each item.

Many DSCR programs require an investor to have a mortgage history- there are some DSCR mortgage programs that will work with investors who are renting- some refer to them as first time home buyers (FTHBs)- DSCR loans are only for investment properties where the owner isn't living there. 

The city could possibly also provide firm references. 

With SFH you have to deal with exterior items to a property and more systems compared to a condo which you just have your shell, but you have to deal with an association.

@Jimmy O'Connor I was not bashing your insights and references to bars and coffee shops - I thought it was informative and interesting thing I had not thought of before.