That was a contractor that was referred to me and it worked out well.

Yes they are referred to as Home Equity Conversion Mortgages (HECM) 

FYI: My lack of replies and follow up to other items your saying isn't a lack of interest or disagreement, it's that I have total agreeance and have no way to add anything further of value, you wrapped them up perfectly.

These inspector items just added to my over budget.Enough rant on inspectors Different project and rant on permit process.  

It has a lot of red flags but then my ai analyzer looks at 100 items. 

You won’t be responsible for any large maintenance items, like replacing the HVAC, and you can move at the end of the term without having to worry about market timing, showings, or closing a sale.

As an agent, I pride myself in being well networked in my area and being able to refer good contractors / handymen to my OOS clients. 

. 🙂 When you say start small, are you referring to a 1-4 unit property?

Generally, for the optimal refinance, these are top of mind for BRRRR strategy investors:Return of capital: The key “secret sauce” of the BRRRR method is to build portfolios using the same capital over and over—which relies on getting your basis (or more) back on the refinance, where basis refers to the money you invested in the property (down payment and cash used for renovations).Speed: Refinance lenders use the term “seasoning” to refer to the amount of time (typically in months) between the purchase of the property and the refinance.

Leverage a low down payment and slowly fix up the building (ideally cosmetic items) over time.