Naturally, we asked the cost segregation company to adjust their report.

This adjustment leaves me uncomfortable, as it would deplete my emergency funds.  

As someone who reports to sec for our loan portfolio - blows my mind how loans held for sale must be reconciled and valued frequently where as held for investment never have to be adjusted.

A cabinet painting business ran as a cash based sole-proprietor and I’m an insurance adjuster operating out of an S-Corp.

There are plenty of other legitimate lenders available.After this post I found they had an address in San Francisco that had a bank website that was identical with all the errors.

Keep going, trust your instincts, and don’t be afraid to adjust your plan as you learn more.You’ve got this!

Understood - so say I sell house in Sep-24; then I can adjust my remaining paychecks to catch up to 110% of 2023 tax to avoid tax penalty or I need to start having higher withholdings now?

No, material costs sit nearly identical.

I will be adjusting my prices as we just got awarded "Guest Favorite" plus AirBnb Top 10% listing.  

While the leverage may be lower, banks typically offer fixed-rate options instead of adjustable rates.Remember, each property tour is an opportunity to gather valuable insights and make informed decisions.