I would also mention that once you have invested in Utah, I recommend the Utah Rental Housing Association as a resource.

On my lot where I live, I can have as many kitchens as I want (not sure why I would have extras) and can build a tower, but they won’t let me build an ADU for my mom unless it is connected to the main house.  

Are you focusing on corporate housing, insurance placements, traveling professionals, or something else?

Being walking distance to a SUNY campus puts you in prime position—demand is usually strong, especially in college towns where housing is at a premium.

But if you want to maximize your deductions now or plan to sell the property soon, then using it now could be better.Also, if you or your spouse qualify as a Real Estate Professional for tax purposes, the losses could offset other income, like your W-2 salary.

I'm from Leesburg, and I can tell you—multi-family is a solid choice (piggybacking the previous comments which I agree 💯), especially with that live-in/rent-out, house hack strategy.

Are you planning to sell your motel?

Congrats on your first house-hacked rental.

.: Getting quotes for the house I'm closing on in April and wondering what to how with for coverage limit and umbrella.

Sometimes the internet can make us feel like all we have to do is buy a house or two and quit our job.