It still sounds like the other buy might become gum on your shoe, unfortunately.

I borrowed 25,000 for down payment and purchased a 2 bedroom Co-op apartment near the peak of the cycle before the Global Financial Crisis.

It will also likely remain the global headquarters of production content.

I'm working towards $300,000 annual income so I can live very comfortably off 1/3, use 1/3 to help others locally, nationally, and globally, and still have 1/3 to continue investing.

HML is more official through institutionstry Mofin Lending, Global Integrity Finance, and Lending one.

Banks will often want to qualify your global income in some way, whether that's through DTI (conventional) or a form of global DSCR. 

Effective October 9, 2020, in addition to allowing wet signatures on purchase contracts and addendums, Wells Fargo will begin accepting electronic signatures on these documents as long as they are in accordance with the Electronic Signatures Global & National Commerce ACT (ESIGN) and the Uniform Electronic Transactions ACT (UETA).

I have no investments in global assets.

As long as you have 3-6 months reserves for PITI on each loan and each loan/property is cashflow positive and global debt ratio is good then they don't care.However once you get to 10 loans you will need to go commercial on properties

If you locked yourself in a room for 2020 and only paid attention to the Austin area real estate market, you might have little clue of currently lingering global pandemic and significant economic challenges it currently presents.