(I can understand that a real estate agent deals with a lot of clients, but she frequently forgot the simplest of details of what we spoke about, and often failed to follow through on the things she said she would do.)6.

Is Pac Morby not made out for REI since his first business failed and he couldn't pay his employees. 

You are right, there is some a survivorship bias here, but it's not so much that they failed.

I'm not saying McDonald's makes the best burgers or that I cannot see any scenario where McDonald's fails.

The sellers kept saying how once word got out that they were selling they had over 15 people knock and ask to pay 1 mil cash for the land that I got ofr 720k.....So if all fails or falls apart before breaking ground I have an exit strategy that still yields a decent return 34% if I sold the land now.

As the commercial real estate sector faces significant challenges as mounting defaults, rising delinquencies, and shifting demand reshape the landscape. So how are banks, lenders, and investors navigating the turbulen...

If you fail to respond to the letters, they make one of the choices for you. 

I'm sure he will have a lot better experience than with the too big to fail bank....

When they fail to pay in full, give them your state required default letter and take them to court.

But you should DEF find another PMG like yesterdayAgreed, I'd love some recommendations (thanks @Greg Campbell) or the service @Scott Trench is suggesting, but failing that I'll start with something like NARPM.com as @Michael Smythe suggested.Thank you all I really appreciate it.