![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3131072/small_1728318519-avatar-lakeb5.jpg?twic=v1/output=image&v=2)
15 October 2024 | 5 replies
Consider long-term goals like staying put or investing in house hacking to generate passive income.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1964208/small_1694556203-avatar-jimmyr58.jpg?twic=v1/output=image&v=2)
14 October 2024 | 8 replies
During the mortgage crisis i worked as a loan officer for a very short period , in that time frame i saw how shady that part of the business was, customers where signing documents blind and for that very reason most lost their homes, everyone was taking full advantage of the situation and trying to get a wealthy as fast as possible before the party was over.What i dont like working with loan brokers/officers is that there is a lot of jargon in their paper work that they only understand , i wouldnt want to get stuck in bad mortgage deal .
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2865950/small_1730023677-avatar-georgeb334.jpg?twic=v1/output=image&v=2)
15 October 2024 | 5 replies
But if your goal is rapid expansion, keeping that extra cash to invest in more properties might be more beneficial for scaling.If you're able to grow at 3-4 SFH per year, putting the extra money into expanding your portfolio could generate higher returns overall compared to paying off the loans early.
15 October 2024 | 69 replies
The parts behind the paywall will allow us to focus on our paying customer - the LPs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3094981/small_1723074131-avatar-dand380.jpg?twic=v1/output=image&v=2)
17 October 2024 | 9 replies
My Goal: To generate a real estate portfolio that produces $15k cash flow per month.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/390447/small_1623115027-avatar-trentdyrsmid.jpg?twic=v1/output=image&v=2)
13 October 2024 | 4 replies
I'm based in Boise and am very interested in learning more about how to generate leads for buying houses "Subject To".
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3131031/small_1728313314-avatar-mohitk21.jpg?twic=v1/output=image&v=2)
16 October 2024 | 25 replies
Lenders typically look for a DSCR of at least 1.0, meaning the property generates enough income to cover its debt obligations.Benefits for Foreign Nationals: This type of financing is particularly beneficial for foreign investors because it often has fewer documentation requirements, allowing you to leverage your property’s income potential rather than focusing on your global income.2.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3038786/small_1717306123-avatar-kevinl898.jpg?twic=v1/output=image&v=2)
8 October 2024 | 3 replies
I do notice that the annualized return generated by BP is usually quite a bit lower given the same inputs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2250246/small_1631505075-avatar-leslieb95.jpg?twic=v1/output=image&v=2)
11 October 2024 | 7 replies
Additionally, as Gino said, when you are raising capital from passive investors who are relying on you to generate their profits, you are selling securities and must follow securities laws; i.e., you need to learn how to "syndicate" real estate.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2320681/small_1695116070-avatar-mariad130.jpg?twic=v1/output=image&v=2)
11 October 2024 | 17 replies
A contractor isnt there to finance the customers project .