Check out the Short-term and Vacation Rentals forum.

Wage garnishment , attach any bank accounts , and or vehicles 

I use problems like this to go an check out the problem and then the entire property while I'm there, looking for other problems, but also assessing HOW the tenant is taking care of the property.  

I recommend checking Ohio, its a very beginner/landlord friendly state to get started. 

@Jerryian Francois if you are still looking for a 203k lender try checking with @Jose Valdovinos!

If communication is an issue, consider getting everything in writing or checking reviews for more feedback.

You could just let the money build up in your checking account.

I was heavy in RE but sold most in 2021 and appreciate the simplicity of a Vanguard TSM account as I head into the last 5 years before retirement. 

Our current mortgage terms include a late fee after 5 days, so they’re already paying extra each month and have to split the total monthly payment up between 2-3 payments when they get their pay check.

@Stacie TellesMost lenders have a seasoning period (typically 6-12 months since the original loan), so check with your current bank or shop around for others.I would also watch out for prepayment penalties on your current loan.