Hello @Luis Herna,In this scenario, the buyer should provide the EMD (Earnest Money Deposit), as they’re the one ultimately purchasing the property.

If inflation and yields stay high, we might see more buyers sidelined, which could cool demand and stabilize prices.

Both things are happening.Buyer agent commission is still negotiated up front with sellers although there is the option not to compensate a buyer's agent - aka have the buyer pay their agent.We also tell buyer's agents to include their commission in the offer.

Most home buyers don't shop loans and just take whatever the mortgage broker is selling them.

However, even if we see lower mortgage rates in 2025, as this WSJ article points out, falling interest rates won’t solve all the problems faced by many buyers in current market conditions.What if I’m a buyer?

It's hard to negotiate EMD down because then it gives the appearance that you're not a serious buyer.

I also could have sued him for my full commission because I had him sign an exclusive buyers agency agreement prior to the showing, had I wanted to.    

Hey Emily,Are you saying that buyers in Austin are using earnest money of 1%?

For example, I don't really want language around financing, since I'm acting as a cash buyer.

Located in Crowley, LA, it fit Partner Driven’s strategy of finding homes in need of renovations that could appeal to buyers with modernized features and design.