The author and article suggests to utilize the climate risk data before committing to an investment and be familiar with specific risks in your area—whether it’s floods, wildfires or heat waves.They recommend these valuable tools to assess these risks:FEMA National Risk Index – Provides a comprehensive overview of natural hazards across the U.S., including floods, earthquakes, and severe storms.USDA Wildfire Risk to Communities – Offers detailed insights into wildfire risks for homes in specific regions, particularly useful for properties near forests or dry areas.Risk Factor – Analyzes flood, fire, and other climate-related threats for individual properties, giving you a risk score.Climate Check – Delivers property-specific climate risk ratings, covering heat, drought, fire, and floods.Do you consider environmental factors like flood and heat when investing?

When I give them scenarios, are they trying to do whatever it takes to push it in or do they give me several follow up questions to make sure we aren't wasting time? 

Like the comments before indicated, big banks aren’t always the most advantageous when financing a home.

If you are interested in "FH, small multi, apartments, industrial, car washes, laundry mats, storage" you aren't focused at all.

- If there aren't any decent multi-family homes in the area, would you recommend buying a single-family home and then renting it out when we move?

I’ve asked the housing authority over my section 8 rebates if I could increase the rent and they said not until the renewal which is not until April 2025.

Question: If you were to purchase a STR to close in November and the seller negotiated that the buyer must honor existing rentals with the current rental company/property management until January of 2025…. 1- does this negate the short-term rental loophole for the 2024 if you aren’t managing it yourself for these months in 2024?

What they aren't is: "are you ready to buy this deal?"

I hate to be the bearer of bad news, but off-market strategies typically aren’t the best approach for acquiring multi-unit properties.

They really don't have the power or right to place any kind of lien on the property while they simply have it under contract and aren't doing any improvement to the property.