In terms of rent notifications, we send out a reminder each month, five days before your tenant's rent is due in case they still need to set-up a payment, or make changes to one they've already set-up.If you add any one-time charges, we'll also send an email to your tenant letting them know, so they can login and set-up a payment.The service that @John Andruszka mentioned is called Express Payouts which lets you speed up your tenants’ ACH payments.

$100 for a "minor surgery" or would you choose someone that you know has the proper education and has passed licensing to practice medicine?

I would avoid the head ache and give the deposit back. 

I would walk in and talk with them in person and get them to put it in writing..lots of heart ache going on right now with those that thought they were going to get Air Bnb only to have the cities come down on them like a ton of bricks.. :)I have a client from the bay area who is buying one in Charelston that has that overlay.. its clear right in the zoing code and the duplex will sell north of 800k because of the income potential.

Than if you like the idea of investing I would give it a shot, if you don't like the Idea of investing right now in your life than you just saved yourself a lot of heart ache.

I'm also a medicine man. 

I agree 100% with the astute investor from Lima/Chandler, Ohio/Arizona/Russia ... this advice will likely cost you extra $$ in short term CapEx savings but save you $$$$ in long term head and heart ache from under funding reserves.

This software has some hidden fees in ACH transfers, which are charged to the property manager for every ACH transfer a total of $.50 and could be more depending on the days it takes to transfer.

Post secondary education, excluding medicine and engineering, is already a complete waste of money, as has already been pointed out in this thread. 

Just food, diapers, and medicines for their disabled son runs around $800.