Personally I have not had much luck with seller financing when there are agents involved - most don’t understand it and think it just makes the deal more complicated.Did you check with your bank to see if they will mind you having a second loan on the property?

Keep in mind that rates does not fully translate everything.

Do you  mind me asking what the size, and bd/ba, of your place is?

Conversely keep in mind the prevailing "average" for Property Management fee is 7%+.

We've found it has superior reporting features, integration features, and is overall more efficient to work within than other REI-specific software.The downside is QBO is not set up for REI so you'll need to do that or work with an expert to ensure it is set up for your business appropriately.Something else to keep in mind is your entity structure and how your entities file tax returns.

Keep in mind that a rule of thumb is simply a rule of thumb. 

Would you mind explain me the 25% equity for the refinance please? 

I want to invest with a 10-yr horizon in mind, understanding holding an asset that appreciates, while someone else pays down your mortgage, but that is if you at least break even!

I would say generally, buying already built is cheaper on the mind, stress and time.

*keep in mind I'm none of those things, always rely on the experts*1.