@Charles Whitmore @Karl McGarveySTR insurance is a relatively new market and difficult to quantify the risks and rates which insurance carriers should charge for such coverages.Lloyds of London is basically the only market interested in every risk.

Without data, it's hard to quantify and have numbers to back up either side. 

Also, the intangible qualities you can't quantify-- hustle, sacrifice and drive.. those determine a heck of a lot more than base CF in a year.    

Or, eventually sue when the home purchased doesn't match the contract, but that sounds horrible, and more like I just didn't do my own due diligence on the property.If I went the credit route, I'm not even sure how I'd begin to quantify that.

.#5 Practice, Practice, PracticeWalkthrough potential rehab properties (or find properties virtually online) and practice creating detailed scopes of work, quantifying repairs and estimating rehab costs for the projects.If you are not willing to put in the time to learn, then you need to find someone that has construction experience that can help you with this process.

Considering the way you quantify its "ruralness" I'd say Joe Gore hit the nail on the head.

Is there a way for me to quantify that and adjust my w-4 deductions (from my 9-5 job) accordingly?

I've logged countless miles in my personal vehicle that could be attributed to the house, but its not even worth trying to quantify (never mind create a paper trail).

Account Closed I joined Pace's Subto mentorship in March and it's almost impossible to quantify the value it provides.

DEPRECIATION and TAXES:  You are missing the magic pixie dust that is tough to quantify, but really makes everything worthwhile.