I'm Pratik Patel, a healthcare professional excited to join the BiggerPockets community.

I am focusing on the part of your post asking -"would it be legal".

You might have other options to explore to drum up liquidity (HELOC, Margin Loan, Policy Loan, etc) that can supplement your HYSA in the DP.

Yes, You can buy and asset, fix it up and rent it out to make money without you physically having to work for the money. 

Show the math on paper.

We called the number and were able to view the property within a few hours.

For those reasons I see it quite remote that any state could come up with legislation to stop a sub 2 transaction or automatically call it.. there is already a vehicle in place to call the loans.. its up to the holder of the note to enforce it if they wish..

Prices have increased (higher terms/rates) as the fed rate has gone up so you have seen people who could get 8 or 9% now in double digits.

Maricopa County ranked among the counties in the state with the highest number of foreclosure filings.

We have people from Marco all the way up to Sarasota, and others that come from the East coast that join the meetings