I understand that you borrowed from VCF, but I'm curious if you talked to any local banks/credit unions to comparison shop and if they were competitive?

Quote from @Melissa Stanley: A "cosigner" is someone that is financially responsible but not an actual occupant of the rental.

This could be a great option for your property as well.I recently met an investor at a networking event who specializes exclusively in pad splits.

My weekly podcasts will also help you get a better feel of our market and then might help you learn our market quicker and with more data. 

He puts a lot of free content out there to learn from.  

I would review this with your agent.  

Quote from @Mark King Sanders: I am now beginning my real estate investment journey.

Special thanks to Grayson Glaze, CRE, CCIM, CPM, JD for inviting me to speak about my collaboration with Alabama Center for Real Estate to make my educational materials available to UA’s 800+ real estate students; to Jack Kobus, president of the Student Real Estate Investment Fund for hosting this event; and to the many students who attended.

Quote from @Cooper Meurer: Lately, I have been mulling the idea of selling my primary residence and renting for 1-2 years before we leave the Midland area and move to the Texas Hill Country (surrounding Austin area)Reasoning for this:- I currently have around 120k in equity in my residence and I have a 4.75% interest rate. 

Quote from @Melvin Martinez: Quote from @Richard Evanns: Quote from @Melvin Martinez: I am currently living in Southern California renting at $2850 and currently have $110k saved up.