If you're comparing all markets to just one, especially Orlando right now, it's no wonder you don't think STR are a good idea.

Fewer doors to sell.I would compare loss of revenue to savings in loan.  

The rent was $1450, so yes that's relatively expensive compared to that income but that's assuming a part time job for both of them.

If not, CAP rate is a metric, but not applicable as 4 and under are residential and valued by comparable sales.

I have new builds in the city of Miami where its taken me 2 years for approvals compared to unicorporated Miami Dade where I can have approvals in as quickly as 3-6 months.

Pictures don't compare to the "comps"3.

Cashout refi seems to be a cheaper way to capture the post-appreciation equity before the next recession takes it away, compared to:1.

I am wondering if it makes more sense to just deal with the large upfront cost to have the roof done fully or if repairing the damage will end up coming back to haunt me.It's a rather small house at just over 600sqft, for an addition is it really just a matter of getting estimates for the addition and comparing that to the additional rent I would get and seeing if it's worth it?

I also wonder if these people just want to compare my numbers with theirs and have no intention of buying.

In other words, did the appraiser not include any relevant comparables and/or data/facts, that would be better support for the Subject in the market.