Your Lender is looking at those same cookie cutter houses, that they lend out 75% of their value for in return for 4%/y, earning their Borrowers DOUBLE that without a sweat being raised.

Hello everyone!I am a twenty-one year old college student just trying to learn and absorb as much information here possible. I was doing some research on how to get started in real estate and was excited to have come ...

The bank agrees to give you $X toward the purchase of an asset worth $Y.  

@Audrey Y. you misunderstand, I am retired military I have lived in and traveled to many countries for both work and pleasure.  

You can't ever make appreciation unless you sell (just like a stock), so keep that in mind if you feel valuations are a little bubble-y in your area.At the end of the day, it sounds like you have a nice asset in a good area, very enviable.

Yes, what you've quickly come to discover, as many others continue to do, is that the numbers sip,y don't make sense here in southern California (and most of the other cyclical markets around the U.S.).The rent-to-value ratios are just too low to get a decent rate of return. 

The other charge will be "additional rent" also called " CAM charges" (comman area maintenance).  

. @ Jay Y.

Also, instead of a full lawsuit to force her to sell, can I simply place a lien on her house to simply recover for my costs with the appraisal & attorney feesThxIf the cost of removal of violations required to be removed by the Seller pursuant to the printed provisions of this Contract of Sale shall be in excess of five hundred ($500􀀉 00) doll􀀄􀀅s, the Seller is hereby granted the option to withdraw from this Contract of Sale, in which event the Seller shall refund to the Purchaser the monies paid on execution hereof, together with the net cost of exa􀀊ination of title and any survey actually incurred by the Purchaser, not exceeding rates usually charged by any major title company where no policy is issued and where title shall fail to close; whereupon this Contract of Sale shall become null and void without any further liability on either par􀀁y to the other unless the Purchaser shall agree to take title subject to said violations and assume the performance thereof and receive an abatement in reduction of the purchase price in the sum of five hundred ($500􀀂00) dollars􀀂 The options herein granted shall be exercised by notice in 􀀋riting by certified mail, return receipt requested􀀃

He needs X dollars which is Y%.Are you looking in the right place (market crevice or exchange or other), for the right type of asset and sale setting (Seller's motivation to sell), finding the right asset situation to afford your bid?