Quote from @Calvin Thomas: If it's well insulated, then the gas costs would also be cheaper.

To me personally as well I found it was more important for what I do to cultivate commerical bankers and those relationships so I could get access to bank rate capital and lots of it !!

@Malachi Gutt, Dallas is an exciting place to be investing right now.

Insurance for a 10plex will be higher.How many bedrooms or bathrooms in each unit?

A homeowner's policy with a "rider" or addendum for your vacation rental won't be adequate.

Be honest, be kind, and be understanding.

Quote from @Joel Barjon: Hey guys,I hope everyone is doing well.

I have a much better mentor succuss than you seem to be experiencing. 

@James Wilcox is a really great resource in these areas as well. 

So is this just as simple as showing how much the property makes or do they also look at personal debt to income, credit score, reserves etc as well.