In addition to @Nicholas L.'

I heard that less than 20% down causes additional insurance fee? 

Principal balance currently at 314kProperty Details: It's essentially a "2-in-1" property, with the main unit rented out for $1,900/month and an attached ADU bringing in an additional $1,200/month.

FHA now allows us to count rental income from an ADU (additional dwelling unit) to help borrowers qualify.

I have about $100k in capital reserves and can leverage the 2 properties for additional capital, as needed.

These are professionals with additional training and a stricter code of ethics.

If we had hundreds of loans out, we’d have enough monthly income to aggregate the payments into additional loans—but we don’t.If you do this, your note will have to have a compounding clause in it, provided by your lending attorney.

I was fine with all these numbers.Then I met with contractors...First, I wanted to add a new bathroom and approximately 450 sq ft of additional living space.

It also allows you to search 400 property and property owner consumer fields, in addition to being a driving for dollars tool.

So I disputed the additional charge.