If the above is true, the income will offset the debt in the DTI calculation, so who cares? 

That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

But, if the deal is a true ABL play, I may not even look at a credit report at all.

The PM owns the listing, and for several important reasons. 

If the offer price is too good to be true you may be dealing with an inexperienced wholesaler who doesn't know the market. 

True, but (a) they were typically experienced investors, and (b) today's market includes record prices and high mortgage rates, which is a double whammy. 

Is that true? 

I think AI will continue to get better with time but robots will never be able to build true trust because they have no feelings. 

I am also in Cincinnati and I did speak with True Home Ohio (https://truehomeohio.com) and they seemed to be somewhat reasonable except I believe they take a flat fee of $105 per door so depending on how much rent is for that door it could be cheaper or more expensive but their other fees I thought were very reasonable.

(particularly true for single family homes)  Tom and Aaron may have different experiences.