Pair that with E-myth to build solid systems and Can’t Hurt Me for mental toughness, and you’ve got a killer combo.But here’s the real trick: consistent action.

(which got us thinking MFH more)1) rent-to-priceThis seems pretty tough in DFW and HOU.

i'm not going to address the spouse thing, but i will make a few comments on the market.the market is tough right now. 

It's still a tough market to find cashflow but definitely more doable than areas close to Boston.

Insurance market across the country is very tough, especially for older product. 

Juggling between work and personal life can be tough, but having a property manager can take some of the pressure off and let you focus on your other priorities

Once I sell that I’m gonna convert to a fourplex and do the ADU.going through cash quickly and also using credit cards when possible like to purchase materials.

It's always better to check with your brother's CPA since he has all the background, but I would say short-term rental with material participation requirements met by your brother, then do cost segregation.

Maybe an investor is flipping a lot of properties and you could offer to pick up and deliver materials to his crews, clean the work sites every night, bring his crew lunch, or whatever.Find a way to make yourself useful to them, and they will reciprocate.

As for foreclosure, yes, the debt might go away, but it would wreck your credit and make it tough to borrow in the future, so that’s not a great fallback.