Start by exploring books, YouTube channels, market research, and analyzing trends in neighborhoods.

It sounds like you’ve been doing some serious groundwork with all the reading and research, which is such a strong start to your journey toward FI and retiring by 55.It’s awesome that you’re exploring real estate as an option, even if you’re not completely sold on being a landlord yet.

I have been exploring gigs and hustles to build capital in addition to my 9-5 towards a property, but the growth is not moving at the pace that I would like it to. 

I explored a few popular ones in the US but they all are either super expensive or don't have a lot of value and I certainly don't want to spare a lot of money on them.

If you’re exploring financing strategies or want to discuss how to structure deals for your goals, I’d be happy to contribute where I can.Looking forward to seeing your journey unfold!

Focus on saving aggressively, improving your credit score, and exploring down payment assistance programs to build a solid financial foundation.

You could explore a private note sale but without hard collateral it could be difficult and would come with a discounted buy out.

As I explore the neighborhoods in NW Philly, any suggestions on reputable agents with experience in those areas? 

Practice analyzing deals, explore surrounding markets if NYC feels too competitive, and stay persistent, closing your first deal takes time but is well worth the effort.Good luck!

In contrast, value-add multifamily properties like the Michigan apartment complex offer:Immediate cash flow exceeding bond yields.Significant upside potential through renovations and operational improvements.A position at the bottom of the market cycle, with strong tailwinds expected in the years ahead.For investors willing to explore opportunities beyond fixed-income investments, the current CRE market offers a compelling case.