Diane, Everyone is "terrified" when they first begin.

A great article... thanks Dan.It sure does fill in some of the gaps, since the "mainstream media" is telling us NOTHING.I particularly liked these two paragraphs:"What terrifies me … what wakes me in a cold sweat … is that the single most corrupt, inefficient, incompetent and idiotic institution on face of the planet is now trying to “fix†the problem.And that especially frightens me because, the closer I examine the roots of this crisis, the clearer it becomes that it was engineered almost entirely by the very bumbling buffoons who are now charged with ending it: The U.S. government."

The next few weeks and months will see us stabilize and weather this crisis or descend into a terrifying dystopia.

Some days I'm terrified and just want to walk away and other days I'm elated that I'm finally getting into real estate.I work a standard 9-5 office job, make a decent (but by no means extraordinary--probably be classified as upper-working class or lower-middle class) wage and am a single mom with 2 teens.Anyway, that's my story.

If you're terrified of the first deal, welcome to the club.

I know some people do (there are always exceptions to the rules) but for the "rest of us"....terrifying, lol.

When I pulled the trigger on my first flip, I was terrified.

I don't put a whole lot of stock in the city-data forums, they all seem terrified of any minorities or anyone that makes less than $100k/year.

So in summary, I'm terrified to approach a mortgage broker.

Well, that's slightly terrifying - all of my attic knowledge comes from scary movies.