We borrow from our commercial banks and put in the loan docs if we have  another serious down turn we can take whatever standing inventory we have and term it out as rentals for 5 years ( so some dooms day protection).

However, with mortgage rates being so high when I bought, I am worried I will have some negative cash flow (approximately 200-300 per month as a long term). It’s

When I market short-term, it's through professional software that pushes it out to booking.com, expedia, and more.

Run your own comp's, do your home inspection, termite inspection and/or whatever (again) due diligence.The property your interested in (or any property) the agent for the estate will continue to market even putting in the MLS up until the hearing date so that everyone knows about the property.The more bidders present at the court confirmation hearing (probate auction) the more benefit to the estate.But when you bid in court there's no contingencies and your (again) due diligence is required.And if you don't close escrow on the subject property that you won at auction your going to lose your 10% deposit.At least this what happens in CA probate court auctions.So use caution, be careful and good luck... 

For example, the first year your borrowed money earned $4590, for 12 year term  it need to compounding 11 times, which will get $13096 in the last column. 

My tenants lease is up and they notified me that termites are in the house the same day they moved out.

My realtor says they’re pretty good but I am not sure an ARM is smart when I’m not putting a lot down and plan to keep this property long term. It’s

Hi Melanie, depends on 10 yr note, could continue to go up slowly for next 30-40 yrs as it has done between 45-82 or 1890-1920, or down for 30+ yrs like 1920-1945 or 1982 until 4 yrs ago, if they have 25% down and long term fixed rate debt ( just got a 10 yr loan at 6.95%) and Cap rate >150 Bp above debt rate, they should do fine-assuming good local market, even if value drops 20% short term, it will recover longer term and should be ok.

Mainly, because structural issues can be a complete black hole of money, time, effort--and it can be very difficult (and costly) to anticipate just how much money, time, and effort they'll consume.First, you'll need to figure out what's causing the structural issues--it could be settlement at the footers caused by ground water, it could be wood rot or termites in a beam, it could be masonry degradation caused by water coming off the roof, it could be improper drainage of the roof, it could be tree roots degrading the foundation, it could be a plumber who cut out a critical joist to install a line 20 years ago, it could be improper construction, it could be any or all of those things, and it could be any number of other potential causes.

I had a house with a garage full of termite damage that was found.