Only in a very narrow set of situations - such as 'if' the spread between the interest rate on your HELoC and your mortgage financing was sufficiently  favourable to the HELoC - could the HELoC approach yield a better outcome than regular pre-payment of your mortgage.

If you want to be completely self-sufficient, you're willing to build an Earthbag home or another building that can be earthquake proofed but can still be run without public utilities, you can spend a ton of money on a well and can have that well water processed to remove contaminated mine crap, you have a great off-road vehicle and you can figure out how to deal with the flooding without redirecting that water onto someone else's land then you can definitely live there.If it's an Investment you're after, give that up.

Our rent-by-the room residents appreciate a lockable bedroom door, a private bathroom, sufficient on-site parking, a large refrigerator and a large washer and dryer (in order of most to least important).

However, in my market house values were outpacing my ability to save sufficient funds. 

The lawsuit states that the Governor of Connecticut overstepped his bounds and violated property owners' rights to private contract, equal protection, and their right from having their property taken for public use without sufficient compensation when implementing the statewide eviction moratorium.   

Winter doesn't bring too much extra cost as long as the home doesn't have outdated appliances and has sufficient insulation.

When a candidate needs a majority of the vote to win election it means that winning the popular vote is not sufficient and if the candidate with the most votes gets less than 50% of the vote, an additional election is required.  

However if you plan on buying 3-4units, there is a trigger rule for FHA, it is called the self sufficiency test.

I wonder if this is sufficient.  

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5The best protection for you and your investments?